I was told multiple times by the customer service rep that I had to register the card with a SSN for it to be used - there wasn't any other solution. How to protect your personal information and privacy, stay safe online, and help your kids do the same. Prepaid Cards | Alternatives | Tips | FAQs. If you choose not to provide your SSN or other identifying numbers, the business can choose not to do business with you. Most prepaid card issuers provide ways for noncitizens to acquire a prepaid card by using their National Identification Number. Many prepaid cards also charge an ATM fee and will likely impose a monthly fee for maintenance or other transaction fees. "Direct Express Prepaid Debit Card. You wont have to wait for a check to arrive in the mail. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. You can only use this method if you already have a PIN. The rep said that the ONLY way to use the card is to provide a valid social security number. After that, you could be liable for all of the losses on your account. When you make purchases, youre not borrowing money, and theres no balance to repay each month. Activate your debit card now. While rare, you may even find debit card options that offer rewards. The Mango Card is a prepaid card account and there are no hidden fees or interest charges. How To Use a Debit Card Online and at an ATM, What Forms of Payment Are Accepted for Renting a Car, Liability of Consumer for Unauthorized Transfers. It is your choice whether to submit a comment. Although most banks and prepaid card issuers prefer that you provide your Social Security number when you activate your account, they understand that an applicant may not always have one. In general, only U.S. citizens and noncitizens authorized to work in the U.S. are eligible for a Social Security You will not be able to open a bank account or get a debit card, secured credit card, or unsecured credit card without this information. In one version of the scam, you get a call and a recorded message that says its Amazon. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. The Deserve EDU Mastercard was specifically created for international students who dont have a Social Security number. Who Is Eligible for the Social Security Debit Card? The funds are still deducted from your balance, even when you choose the credit option. You can use your Mango Card everywhere debit Mastercard is accepted. Unless youve asked for assistance, know that the government will never, ever call, text, email, or send you a link to click to activate your card or get your money. You can also use your debit card at an ATM to sign in to your account and check your balances, as well as perform other services like bill payment or transfers between associated accounts. The Capital One Platinum Credit Card is the banks entry-level unsecured credit card and one of the best such products on the market. WebDirect Deposit Your Paycheck to Your Card Account. Choose the checking account that works best for you. ATMs punctuate our world today, offering convenient access to cash with your debit card. By using our site, you agree to our. You must make an initial deposit (between $20 and $500) at the time of purchase, after which you can set up free direct deposit with your employer, transfer funds from outside bank accounts, deposit cash at participating retailers and cash checks through the mobile app. Log in and select the option to activate your card. You cannot deposit personal funds onto the card. If youre still waiting for your Economic Impact Payments, you might be getting a debit card instead of a check in the mail. Another offer from American Express, the Serve American Express Prepaid Debit Account trio of cards will similarly accept an ITIN in lieu of a SSN. You cannot register a temporary Green Dot card without providing your SSN. Wallethub doesnt charge for this service. Once you do that, you can get cash or use it anywhere that accepts VISA debit cards. View our latest indepth guides on a variety of credit card and personal finance topics. No matter where you bank, the process is similar. This makes it easier to activate your prepaid card if you are a foreign exchange student or are not a permanent resident of the U.S. Several years ago, you could easily access prepaid cards without SSN requirements. Enjoy FREE withdrawals at over 37,000 MoneyPass ATM locations nationwide. Most cards will allow you to access your money through an ATM withdrawal and to make in-person or online purchases. 1-800-333-1795. How to use your Economic Impact Payment prepaid debit card Youll also get free ATM withdrawals at over 30,000 MoneyPass ATM locations nationwide, which is a nice perk considering most prepaid cards charge an ATM fee for every ATM withdrawal. 1-800-333-1795. The mailer will give you instructions on how to activate the card, but heres the deal: You can activate your card by calling 1-800-240-8100 or visiting USdebitcard.gov WebStep 1. In place of a Social Security number, the card issuer may accept other identifying information from you. Insert your debit card into the ATM Enter the debit card number and the ATM pin You will then be prompted to create a new ATM pin Follow the instructions on the machine to enter your new ATM PIN, and your card will be activated Follow these Steps to Activate a Debit Card via Netbanking: Log in to your banks internet banking portal If your Visa debit card comes with a sticker on the front, call the automated number to activate your card. LaToya Irby is a credit expert who has been covering credit and debt management for The Balance for more than a dozen years. In many cases, you can also provide your government-issued identification number from your native country to create an account. Or, you can activate the card through your bank, by using it at an ATM, or by making a purchase anywhere Visa is accepted. Having a Direct Express card also eliminates expensive check-cashing fees. Our top pick for prepaid cards with no ATM fees is American Express Serve, which provides free withdrawals from the MoneyPass ATM network throughout the country. You may have even received your stimulus payment via the Economic Impact Payment Card, or EIP Card, which is a Visa debit card. With a temporary card, you can only spend the funds available on it. There are several kinds of options available to activate your debit card. This question is about the Walmart MoneyCard Prepaid Card. Hire the best financial advisor for your needs. Tap Activate Card. It cannot be reloaded and has no PIN or ATM access. You can activate your card online by visiting the SunTrust debit card activation page. Your thoughts, ideas, and concerns are welcome, and we encourage comments. We may also ask to see your driver's license or other identifying documents. The .gov means its official. She's been quoted in USA Today, The Chicago Tribune, and the Associated Press, and her work has been cited in several books. Noncitizens authorized to work in the United States by the Department of Homeland Security can qualify for a Social Security number, which will also provide access to any prepaid card on the market. Select 'Debit Card.'. Another benefit to debit cards is the optional PIN at purchase. Bank of America. 7 Ways to Manage Card Debt Amid Rising Rates, 6 Ways to Pay Student Loans With a Credit Card. Once your call connects, follow the prompts to enter your card number, expiration date, and 3-digit CVV code. From the main menu, press 1 for Checking and Debit Card, press 3 for Debit Card and press 4 for Other. At the transaction point you can choose debit for payment. Another way to activate your card is to take it to any branch of your bank. https://www.creditcards.com/credit-card-news/sticker-activate-new-credit-card-1282.php, https://www.wellsfargo.com/goals-banking-made-easy/activate-debit-card/, https://www.usbank.com/bank-accounts/checking-accounts/debit-cards/activate-debit-card.html, https://www.bankofamerica.com/deposits/manage/faq-debit-card.go, https://www.bbvacompass.com/checking-accounts/debit-card.html, Visa . Listen to the prompts on your call and go through them to activate your card. You can also talk to a customer service employee, at the bank or on the phone, if you need assistance. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 16,000 ATMs and more than 4,700 branches. Buyer beware and stay away from these cards! How Do Bitcoin Credit and Debit Cards Work? The best part about the card is that it doesnt require a credit check, and it attaches to a high-yield savings account you can access through your desktop computer or mobile device. Using the Capital One Platinum Secured card responsibly could help, Put down a refundable security deposit starting at $49 to get a $200 initial credit line, You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time, Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed, Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges, Be automatically considered for a higher credit line in as little as 6 months, Help build your credit through responsible use of a card like this, Monitor your credit score with CreditWise from Capital One. WebGo to the URL provided on the activation sticker on the front of your card, or sign in to your bank's website. With more than 10 years of accounting experience, Danielle Marshall has a deep understanding of many financial disciplines, including personal and commercial lending, retirement annuitities, financial forecasting, and general bookkeeping. But some cards on the market allow you to apply using an alternate form of identification, such as an ITIN. Activating the card also notifies the bank that it was received. Dont forget to sign the back of your card when you receive it! WebGo to the URL provided on the activation sticker on the front of your card, or sign in to your bank's website. A debit card lets you access a wide range of banking services at your fingertips but youll have to activate it first. A prepaid card is similar to a bank-issued debit card to which you make a deposit that you use to pay for things, whereas a credit card allows the cardholder to borrow funds with which to pay for goods and services. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. SAFE Act: Chase Mortgage Loan Originators, Learn more with our debit card help center. When you make a purchase with your prepaid card, the money along with any associated transaction fees is deducted from your personal savings. Checking your account balance is free, by calling the toll-free customer service number found on the back of the card, by visiting the website, or by checking the app. But you may have issues activating your card if you cannot or will not provide your Social Security number to the card company. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/f\/f6\/Activate-a-Visa-Debit-Card-Step-1.jpg\/v4-460px-Activate-a-Visa-Debit-Card-Step-1.jpg","bigUrl":"\/images\/thumb\/f\/f6\/Activate-a-Visa-Debit-Card-Step-1.jpg\/aid9390190-v4-728px-Activate-a-Visa-Debit-Card-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"